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Fund Flare Insights > Blog > Finance > Raisin New Account Bonus – up to $500 Cash
Finance

Raisin New Account Bonus – up to $500 Cash

Kayne Collins
Last updated: April 18, 2025 2:29 am
Kayne Collins
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7 Min Read
raisin-new-account-bonus-–-up-to-$500-cash
Raisin New Account Bonus – up to $500 Cash
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If you’re looking for a new account bonus for Raisin, you’ve found it.

Raisin, formerly SaveBetter, is a fintech that partners with banks to get you higher interest rates on your savings. They have high yield savings accounts, certificates of deposit, and no penalty certificates of deposit. You can read our full review of Raisin here.

For a limited time, they are offering a big cash bonus (up to $500) with limited requirements for new customers. Unfortunately, I am not a new customer and cannot take part but if you can, I suggest you jump on it.

Table of Contents
  1. How to get up to $500 from Raisin
  2. How does this bonus compare?

How to get up to $500 from Raisin

When you open an account with Raisin with the promotion code BOOST before 6/30/2025, you can take advantage of a new account bonus worth up to $500.

All you have to do is open an account and deposit at least $10,000 within 14 days. The amount of your bonus is based on the total funds deposited within 14 days of the initial deposit date. The bonus is based on this schedule:

  • Deposit $10,000 and $24,499 and get $75
  • Deposit $25,000 and $49,999 and get $250
  • Deposit $50,000 or more and get $500

You must keep the funds with partner banks on the platform for 90 days and your bonus will be deposited within 30 days of meeting the requirements.

👉 Learn more about this promotion

How does this bonus compare?

It’s really good if you can do it because you get a 1% bonus and you are only required to keep the funds with a partner bank for 90 days. Even if you find a simple high yield savings account, you can easily juice up your interest over such a short period of time.

No direct deposit. Short hold time. Easy.

Here’s what other offers are out there.

U.S. Bank – up to $400

Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through May 6, 2025. Member FDIC.

Get started with an initial deposit of $25 within 30 days. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.

👉 Click here to learn more

BMO Checking – $350

BMO is offering a $350 bonus* when you open a BMO Checking account and have $4,000 in qualifying direct deposits within 90 days of opening. It is a very straightforward offer that is available nationwide.

*Conditions apply

👉 Click here to learn more


Bank of America – $300 Bonus Offer

Bank of America offers a $300 Bonus Offer cash bonus if you open a new account and Set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer. It has a monthly fee that is easy to have waived.

👉 Click here to learn more


Chase Total Checking® – $300

Chase Bank will give you $300 when you open a Total Checking account and set up and receive direct deposits totaling $500 or more within 90 days. There is a $12 monthly fee that is waivable with a monthly direct deposit of just $500, so no gotchas on this deal!

👉 Click here to learn more

Other Posts You May Enjoy:

Bask Bank Bonus: $200 Checking Account

Bask Bank has a $200 bonus on their Bask Interest Checking Account and it does not require a direct deposit.

Alliant Credit Union Bonus Promotions: $125 for Checking, $200 for CD

Alliant Credit Union is an online credit union (100% digital) that anyone can join. They offer a bonus on their savings account that is easy to obtain with no annoying fees.

Valley Bank & Valleydirect Promotions: $400 Checking+ Bonus

Valley Bank and their online division, Valleydirect, has a nice promotion offer for new customers that requires a direct deposit. They are FDIC insured and the online bank offers a very competitive interest rate too!

Seacoast Bank – up to $600 for Checking & Money Market

If you live in Florida, you could get up to $600 for opening an account with Seacoast Bank and moving a modest direct deposit.

About Jim Wang

Jim Wang is a forty-something father of four who is a frequent contributor to Forbes and Vanguard’s Blog. He has also been fortunate to have appeared in the New York Times, Baltimore Sun, Entrepreneur, and Marketplace Money.

Jim has a B.S. in Computer Science and Economics from Carnegie Mellon University, an M.S. in Information Technology – Software Engineering from Carnegie Mellon University, as well as a Masters in Business Administration from Johns Hopkins University. His approach to personal finance is that of an engineer, breaking down complex subjects into bite-sized easily understood concepts that you can use in your daily life.

One of his favorite tools (here’s my treasure chest of tools, everything I use) is Empower Personal Dashboard, which enables him to manage his finances in just 15-minutes each month. They also offer financial planning, such as a Retirement Planning Tool that can tell you if you’re on track to retire when you want. It’s free.

>> Read more articles by Jim

Opinions expressed here are the author’s alone, not those of any bank or financial institution. This content has not been reviewed, approved or otherwise endorsed by any of these entities.

See Jim on Instagram | Linkedin | TikTok

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